There is no doubt about it. Here in the U.S.A., we love to eat out. And we are not alone! Whether it is the fact that we do not have to prepare the meal, do the dishes, all of the amazing flavors and options, or the social aspect of eating out, we love it!!!!
A buck, buck, here, and a buck, buck there….
With nearly a million different restaurants in the U.S. alone, there is something for everyone. I, like you, love to go to one of my favorite restaurants, kick back, and enjoy a great meal. And we all have moments when we need to grab something quick as we go from one event to another.
So, what is the harm in supporting your local business and dropping a couple of dollars on some good food? That all depends on how often it is happening and how much you can afford to eat out and money is not the only concern.
here a buck, there a buck, everywhere a buck, buck…
Let’s take a look at our family’s monthly food budget as an example of what happens when we do not stick to our meal plan and budget.
(Remember, we are not normal!) 🙂
This month, we spent just over $200 on our entire month’s food. Most likely, by the end of the month, we will add another $40-$50 as we pick up additional produce or go through items quicker than planned. This includes all of our food for breakfast, lunch, dinner, and snacks. Again, we are much more
cheap 😉 frugal than your average bear. We do not buy junk food, soda, coffee, other drinks or other expensive snacks. Don’t worry, every once in a while we will splurge and get some comfort foods. Yes, we are still human.
Now, let’s look at another approach with a little more wiggle room.
What if I spent one additional dollar a day on food or snacks. That would be another $20 a month, excluding weekends, added to our food budget. No biggie, Right? Now, let’s say Elizabeth does the same. Now we are up to $40. Still, most budgets could even handle this 15% increase to the budget.
What if we were more typical in our spending?
What if I spent an average of $5 on lunches plus another $2 on snacks or drinks per day? I could easily spend up to $140 a month on my daytime food alone. If we paid to have our son eat at school instead of using the food we already have, we would add around $40 a month to our budget. For this example, let’s just say that Elizabeth’s extra food stayed at $20 a month. Now our family is spending an additional $200 a month a month! Wait, that is almost what our entire month’s food budget is and we just doubled it with our lunches and snacks alone! Have you noticed I have not even added in eating out as a family, date nights, breakfast meals or buying beverages?
For the final example, let’s look at an even more common approach to food.
What if I spent $7 on lunches, another $3 on snacks, and $7 on drinks (soda/coffee)? If I do that only 5 times a week, that is at least $340 every month. That is 136% of my family’s entire food budget. Also, let’s go ahead and add in our family eating out twice a week at $20 each time. Now we have reached $500 in additional food for the month. This is a 200% increase from what our family actually needs and we still have not looked at dinner every night.
How Does Meal Planning Help?
The reason that meal planning is so effective is that you are not buying food on the fly. You have a plan. Once you go shopping, you commit to not buying more food, even when it is what you really want to do.
Now, if your budget is larger, you have your finances in order, and your health is good, can you afford to eat out a little more? Of course. But, the purpose of this blog is to help families save time and money. To do this, you have to be willing to get focused and stay focused and not let up, even when it is the sixth time that month you have eaten peanut butter and Jelly sandwiches for lunch.
The more you stay out of the stores, the more you save! It really is that simple. Notice I did not say easy, because it is not, but it is that simple.
Another way meal planning helps is that you already have all of your food for the month. Just knowing that will give you a huge sense of relief and most of the time it keeps you from having to run to the store again and grab some last minute items.
When following our meal plan, this is what our meals look like on a regular basis. It might not look exciting, but it is better than beans and rice 🙂
A typical menu for our family:
Breakfast: Eggs with ham and a slice of toast, oatmeal with add-ins and almond milk, or occasionally waffles or pancakes.
Lunch: Sandwiches or leftovers
Dinner: Our planned meal
Beverage for all meals: Water
Snacks: Gram Crackers, pretzels, raisins, wheat thins, almonds, or peanuts
Know the answer to “What’s for dinner?”
The area where you will see the most savings is when the answer to “What’s for dinner/lunch?” is not, “Let’s just go pick something up.” As you start cutting out take-out and buying prepared food, you will be amazed how much money you will save. We have known couples that have spent over $800 a month in eating out alone(that’s a house payment!). At the time, our entire families grocery budget was $100 a month! Let’s just say we were shocked but have learned that many people are struggling in this area.
So, can you do it? Of course! Just hop on over to the meal plan you would like to use, print out the shopping list, buy what you need, and then STAY OUT OF THE STORE!
May 2018 be a year of huge savings and great food for you and your family!